Thomas P. Machuga, CPA/PFS, CLU®, ChFC®

Thomas P. Machuga, CPA/PFS, CLU®, ChFC®, has a financial background spanning more than 30 years.  After spending five years with one of the world's largest accounting firms, Tom formed his own financial services practice.  His goal was to use his unique ability to solve problems along with his high level of technical knowledge to provide clients with an opportunity to achieve their maximum financial potential.

After graduating from Bryant College, Tom passed the CPA exam and became a Certified Public Accountant in Connecticut.  He went on to achieve the FLMI designation and then completed the series of exams needed to earn the CLU® and ChFC® designations.  Later, he was designated by the American Institute of CPAs as a Personal Financial Specialist (PFS)—one of only a small percentage of CPAs to hold this designation.  Tom has received the Five StarSM Wealth Manager Award*.  He is registered as a registered representative and a registered securities principal through Commonwealth Financial Network®, holding FINRA Series 7, 24, 63, and 65 securities registrations.  He also holds life and health insurance licenses.

Tom is active in a number of civic and professional organizations.  He recently completed his second term as chairman of the Board of the Greater Manchester Chamber of Commerce and has a long history of service on its board and executive board.  Tom has served as a vice president of Tolland Little League, president of the Central Connecticut Business & Estate Planning Council, and a board member of the Estate & Business Planning Council of Hartford.  Through the Bryant University Alumni Association, Tom is a longtime participant in student job shadowing, mentoring and serves as a judge for its innovative IDEA program.  Tom has served on the Parish Council of Saint Matthew Church and its preschool committee.  He has coached youth baseball, softball, and basketball. Tom and his wife, Toni have four children.

*Five Star award is based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 3191 Connecticut wealth managers were considered for the award; 272 (9 percent of candidates) were named 2021 Five Star Wealth Managers.  These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit