Thomas P. Machuga, CPA/PFS, CLU®, ChFC®

Thomas P. Machuga, CPA/PFS, CLU®, ChFC®, has a financial background spanning more than 30 years.  After spending five years with one of the world's largest accounting firms, Tom formed his own financial services practice.  His goal was to use his ability to solve problems along with his high level of technical knowledge to provide clients with an opportunity to achieve their maximum financial potential.

After graduating from Bryant College, Tom passed the CPA exam and became a Certified Public Accountant in Connecticut.  He went on to achieve the FLMI designation and then completed the series of exams needed to earn the CLU® and ChFC® designations.  Later, he was designated by the American Institute of CPAs as a Personal Financial Specialist (PFS)—one of only a small percentage of CPAs to hold this designation.  Tom has received the Five StarSM Wealth Manager Award*.  He is registered as a registered representative and a registered securities principal through Commonwealth Financial Network®, holding FINRA Series 7, 24, 63, and 65 securities registrations. 

Tom is active in a number of civic and professional organizations.  He serves on the Membership committee of the Lakewood Ranch Business Alliance and is an Ambassador of the Manatee Chamber of Commerce.   He has served twice as Chairman of the Board of the Greater Manchester Chamber of Commerce and has a long history of service on its executive board.  Tom has served as a vice president of Tolland Little League, president of the Central Connecticut Business & Estate Planning Council, and a board member of the Estate & Business Planning Council of Hartford.  Through the Bryant University Alumni Association, Tom has been a longtime participant in student job shadowing, mentoring and as a judge for its innovative IDEA program.  He served on the Parish Council of Saint Matthew Church and its preschool committee.  He has coached youth baseball, softball, and basketball. Tom and his wife, Toni have four children.


2022-2023 Five Star Wealth Manager Award, created by Five Star Professional.   The 2023 award was presented in November 2023 based on data gathered within 12 month preceding the issue date.  3564 advisors were considered, 313 advisors were recognized.  Advisors pay a fee to hold out marketing materials.  Not indicative of advisor's future performance.  Your experience may vary.  For more information, please visit